Funding based on your monthly sales.
At Loans4u Limited, we offer Merchant Cash Advances built for UK businesses that take card payments or earn through delivery platforms. No long credit history needed — just real trading performance.
A simple example
Stronger sales = higher funding potential. Final amount and terms are set by our funding partner.
We assess your real revenue.
We calculate eligibility from a wide range of trading sources — perfect for hospitality, retail and service businesses.
Two simple documents.
No long forms. No complicated reports.
Tied to your cash flow.
No fixed monthly instalments. Repayment breathes with your business.
- A small % is taken from your daily/weekly card sales
- Higher sales weeks = faster repayment
- Slower weeks = lower repayment
- No fixed monthly instalments to stress about
Why merchants choose us.
Matched to your sales
Funding scaled to your real monthly revenue, not just credit history.
Fast approval & payout
Decisions in hours, funds typically in your account within days.
No perfect credit needed
We focus on trading performance, not your credit score.
Flexible repayments
A small percentage of daily card sales — never a fixed instalment.
Card & delivery friendly
Works with all major terminals plus Uber Eats and Just Eat takings.
Simple documentation
Just 6 months of bank statements and ID — no mountains of paperwork.
Built for businesses that trade every day.
If your business processes electronic payments, you may qualify.
Important Information
Funding amounts and approval are subject to transaction performance and funding partner criteria. Loans4u Limited acts as an introducer and works with authorised funding and payment partners. Final approval and terms are determined by the funding provider.Turn monthly sales into working capital.
Send us your details and a UK funding specialist will call you within 1 business hour with a tailored Merchant Cash Advance quote.